A prenuptial agreement doesn’t sound romantic. It doesn’t sound exciting. When you’re in love and preparing to get married, it’s not the type of document that you’re probably thinking about. After all, it deals with what happens if you get divorced, and you can’t imagine getting divorced. You don’t even want to think about it.

It’s natural in modern culture to focus on the romantic side of marriage. Unlike in the past, we put a lot of emphasis on marrying for love, not out of convenience or necessity. It’s something that people do when they “find their soulmate” or “can’t imagine life” without each other.

That’s fine, but it is important to remember that marriage is a contract. It’s legally binding. Wouldn’t you want to have some say in the terms of that contract? If things went south, wouldn’t you want to know that you were legally protected?

That’s what a prenup can do. If you were signing a business deal with another business owner, you’d never take the approach that being excited about the deal was enough to trust that it was going to work forever. You would want to know that you had some protection in case of a negative outcome, even while hoping you’d never need it. In the same way, you may hope you never need to use your prenup because you never want to get divorced, but does that mean you don’t want to use one at all?

It’s understandable that prenups are a complicated subject to bring up with your prospective spouse, but they do show why it’s so important to consider all of your options when signing any contract.